You can user your browser's "Save" and/or "Print" functionality to maintain a copy of this document for your records.
EFFECTIVE DATE: September 01, 2016
TERMS AND CONDITIONS
Please read this notice carefully before you use our website.
The use of Swell’s website is governed by the laws of the United States of America and the applicable laws of the State of California without regard to conflict of law principles. If any provision of this policy shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this policy and shall not affect the validity and enforceability of any remaining provisions. In every case and to the full extent possible under applicable law, Swell and its users elect to resolve disputes and claims through arbitration or in the courts rather than before a jury.
You acknowledge by your use of this website that you will not use Swell as part of any scheme to violate federal, state, or other laws and regulations including those around financial transactions.
Swell is the owner and/or authorized user of all text, images, data representations, animation, music, sounds, and any and all other materials on this website. Users may not copy, reproduce, republish, disseminate, exploit, distribute, or otherwise incorporate any material found on this website or in Swell’s communications. Said materials are protected by U.S. and international copyright and treaty provisions without limitation as copyrights, trademarks, service marks, logos, and other intellectual property.
Unless otherwise indicated, all trademarks, service marks and trade names are the property of Swell and its affiliates. Swell enforces its intellectual property rights. Use in commerce other than as “fair use” is prohibited by law expect by express license from Swell. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners.
Swell does not provide, offer or render investment, tax or legal advice. Before making financial or investment decisions, we recommend that you contact a financial, tax or legal professional.
Swell, its employees, officers, directors, representatives, agents, and any party involved in the creation, management, monitoring, and dissemination of information on the website, including Pacific Life, cannot be held liable in any way for damages arising out of the use of the website included but not limited to viruses, unauthorized access, errors, service interruption or delay, loss or damages from nonperformance by Swell, inaccurate content, typographic or data errors, or theft. Content and information are provided as is without warranties of any kind from Swell. Swell and Pacific Life expressly disclaims all warranties of any kind either express or implied or statutory including but not limited to the availability, performance, security, reliability, accuracy, quality, usefulness, or completeness of information, content, products, and services provided on or through this website or in any other oral or written form. All products, services, information, and content are provided without express or implied warranty. It is your responsibility to evaluate the accuracy, completeness and usefulness of any information provided. We will not be responsible for any detrimental reliance that you may place upon the website or its contents.
Users agree to indemnify and defend Swell, Pacific Life, their employees, officers, directors, agents, and affiliates and to hold them harmless and release them from any and all claims, expenses, losses, damages, and liabilities including without limitation attorney fees arising out of or connected to use or access to the website.
Section numbers in this Agreement are for convenience of reference only, and shall not govern the interpretation of any provision of this Agreement. The website, including but not limited to this Agreement are subject to change without notice.
If you have questions regarding this Agreement or to report any violations of the Agreement, please contact us at firstname.lastname@example.org.